RAM Insurance Agency

Dr. Brenda M. Oldham is the owner and CEO of RAM Insurance Agency. She has a doctorate in education and is passionate about teaching financial literacy and wealth management best practices to companies, organizations, and individuals. She conducts financial educational workshops on a variety of topics. Along with strong core values, integrity, and expertise, Brenda’s status as an independent financial advisor allows her the freedom to offer unbiased advice to her clients.

In addition to helping clients achieve their financial goals, she utilizes the most up-to-date industry technology and in-depth financial research to give them a satisfying professional experience.

Through RAM Insurance Agency, Brenda offers a variety of products and services, including:

• Retirement and education plans
• IRAs and 401(k)s
• Life Insurance
• Long-Term Care
• Medicare Supplements
• Mutual Funds
• Professional Money Strategies
• and much more

She believes financial planning is a process that can help everyone achieve their long-term goals. Specializing in providing solutions to financial challenges, she maintains that although no one can predict the fate of the economy, she can help prepare for the challenges that affect retirement.

Brenda holds a Bachelor of Science degree in accounting with a minor in general business from the University of Michigan; she also earned a Master of Science in human resource management from Central Michigan University.

She is certified in:

• Life & Health
• Property & Casualty
• Medicare

Outside the office, Brenda enjoys jogging and spending time with her grandchildren.